So...I met with my financial adviser today. It really wasn't that bad. The pain fit in somewhere between the dentist and rubbing Aunt Edna's bunion.

Actually, it wasn't that bad. I am happy to report that after returning to my office, I immediately transferred $13K from my Capital One 360 MM account and paid of my car loan. That free's up about $250.00/month which will go toward the rental mortgage.

Due to time constraints, I wasn't able to keep my meeting with the banker to discuss the refinance of said rental mortgage, however, it's next on the list.

I was also able to re-balance a couple of old investment accounts and review my existing retirement funds. All in all it was a great day. I feel good about paying off the car while still maintaining ~$37K in liquidity. Although still too high for an emergency fund, once I accept a refinance program for the rental, I'm sure additional funds will be reallocated.