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Archive for October, 2017: Out Of The Dark's Personal Finance Blog
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Archive for October, 2017

It's Been A While

October 14th, 2017 at 12:28 am

So...it's been a while since I've posted. While I am finally home (until Monday), I thought I'd take care of some personal administrative tasks and settle in and catch up with my SA "family".

So many wonderful posts, conversations, supportive comments and updates, it's been a pleasure reading. I have made a couple minor changes to my blog. One being I no longer have a "New Car Fund". Rather, I have a "Loose Change Fund". Psychologically, not have the stress of "saving for a new car" versus "saving my loose change" seems to be a better fit for me. A play on words? Maybe. However, again, it works for me.

On 7/31/17, my very first mortgage pre-payment hit my account. As of 10/10/17, my principal balance has been reduced $1,473.97 (supported also by the principal reduction via my monthly payment which increases $3.00 per month). Not too bad! It's almost like another retirement fund. Every dollar I apply towards the principal balance is another dollar in equity earned. For me, equity equals retirement. It's also a lot of fun chipping away at the balance. Someday, God willing, I'll make my final payment or sell my house and wipe out the mortgage. What a thrill that day will be.