So...as you know, after ten years, I will be meeting with my financial adviser tomorrow afternoon. That meeting is scheduled for 1:00 p.m. and I must admit, I am rather excited.

As I suggested yesterday, I know there are going to be friendly and not so friendly ideas brought to the table, however, all in the good spirit of fiscal responsibility, growth and development!

As for the second meeting, I scheduled a 4:00 p.m. appointment with my banker. She is a very kind individual who, through thick and thin, has always stood ready to support my thoughts and ideas. Anyway, we are going to discuss refinancing the rental property. Her initial reply was taking it from 7.9% to 5.6%. Once we talked more, it became obvious that a 1:1 sit down was prudent.

So...two very important meetings tomorrow with a few of the same goals/questions in mind: Do I take cash and payoff the car? Do I refinance without pulling equity out? Do I add a bit more risk to my retirement accounts (I know 46 isn't old and I certainly don't feel it, but man, time sure does fly by)? I can't wait to wrap my head around all of the discussion points tomorrow brings and of course, bringing them back here, hopefully with some good news!

Oh, and I almost forgot, today is a NSD! Gonna need more gas tomorrow though!