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A couple updates

July 18th, 2017 at 09:43 am

So...I am 95 percent done with my rental refinance pre-closing tasks. You know, uploading documents, etc. This refinance will save me $184.00 per month right out of the gate. Once some beautification tasks are completed, i'll raise the rent $200.00 per month..new tenants so no legal issues, and thus, improve my positive cash flow to $384.00 per month. This will be turned back into a mortgage prepayment cycle.

My spending since last Friday, 7/14/17 has been high. $500.00 deposit on the refinance loan, groceries for the lake house, lunch yesterday and a few cups of coffee from the road. Uuuuugh. However, I will be getting $500.00 cash back from the refinance due to a work related credit, scored an additional $750.00 closing cost credit and am due $218.00 cash out due to the loan amount. All of which will be an initial prepayment to yhe new mortgage.

All in all I am very happy with this past months fiscal housekeeping. And blogging about it is icing on the cake.

9 Responses to “A couple updates ”

  1. rob62521 Says:

    I think blogging keeps us responsible.

  2. AnotherReader Says:

    It's not clear why you blog. You don't respond to comments. You don't seem interested in suggestions on how you might do things differently. If you want a public record of your actions for yourself, that's a valid reason. If that's the case, blog away!

  3. Myfinancekits Says:

    Suggestions, positive criticisms and comments will keep this blog active. People should respond to comments as suggested.
    However, I will enjoy you to take on renters insurance for you property. It is a good way of securing it.

  4. Out of the Dark Says:

    AnotherReader. First, why I blog should be of no concern of yours. Perhaps I blog for a variety of reasons. Am I obligated to share them or obtain approval with/from you?

    Simply because I don't reply to all blogs certainly doesn't mean I don't consider the advice or suggestions shared. In fact, over the past month, I have taken a substantial amount of information from a variety of polite, courteous bloggers in an attempt to take a more effective and efficient approach to my financial well being.

    What I don't appreciate are rude, non-supportive comments or pride filled suggestions that if not adhered to, publicly agreed with or commented on, facilitate the type of back and forth banter teenagers typically engage in.

    I'll ask that you no longer read/reply to my blogs and I will certainly respect the same for you. I thank you for your time and wish you well!

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    To be financially independent means a lot! I am glad you understood this, and working on the improvement of this situation!

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