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Archive for November, 2017

Loose Change Update

November 25th, 2017 at 08:58 am

Soo...as I blogged yesterday, I found a dime while running errands and won a dollar on four dollars worth of scratch off tickets. Well...when I went to turn them in for the cash, I actually had won two dollars! Then, I decided to turn my latest cache of coins in and deposit them too.....$12.79! I did, however, drop the $.79 into the Salvation Army bucket along with about fifty cents worth of Canadian coins the machine did not accept.

All in all, $18.00 in Loose Change deposits! Not too bad. This brings my total deposits for the Rental Mortgage Principal Reduction Extravaganza, Powered by the Loose Change Fund to $312.81 (beginning 11/25/17). And the train keeps a rolling...............

Friendly Reminder...Keep Your Chin DOWN

November 24th, 2017 at 01:27 pm

So...I had today off! I do not claim to work harder or longer than any one or group of individuals, however, man, I needed these last two days!

I got up at 5:30 a.m. (that old biological clock won't stay asleep) and headed to the gym. Today was an upper body day and cardio. Felt great! My local gym versus an "exercise room" off the lobby of a Hampton Inn...no comparison..lololol.

Anyway, after returning home at around 8:00 a.m., I would normally hit the shower...not today! Today, I brewed some coffee, sat, alone in my home office, read the news on line and watched a great Netflix Documentary about Jim Carrey and his role as Andy Kaufman back in ~1995 (Man on the Moon).

After giving myself a nice hair cut, I showered, dressed and headed out to run some errands. I had a check to deposit into my "Loose Change Fund", a document that needed to be faxed (yes, you read that correctly), a birthday card and other gift cards to pick up for Christmas and a quick stop at my Chinese Restaurant to order 10 quarts of their amazing Chicken and Rice soup for the football games on Sunday. That's when it happened...

While walking from the car to the restaurant, I noticed a bright, shiny dime! It was beautiful. I stooped and picked it up. Looking around to make sure someone hand't dropped it, I slid it into my pocket.

Now, to some, 10 cents doesn't seem like much, however, it inspired me. I started thinking about "luck" and sometimes, it's okay to wish upon it. After ordering the soup, I looked at my paper change and saw four crinkled one dollar bills.

I took those four one dollar bills and bought four one dollar scratch off tickets (I can't remember the last time I paid for a scratch off ticket) but said what the heck.

After getting home, I took care of some papers, etc., and scratched the four tickets. All together, a gross earning of $5.00, net $1.00. Rest assured, they will all end up in the Loose Change Fund.

The moral to my story, keep your chin down when walking around! You never know when you might stumble upon some Loose Change of your own!

Mortgage Principal Reduction Extravaganza Month

November 11th, 2017 at 06:40 pm

So...Living Life on My Own Terms suggested something for the entire month of December. The Mortgage Principal Reduction Extravaganza Month!

What a great idea! I mean, it's not like many of us don't already focus to the principal reduction of our mortgage(s), however, dedicating December to this critical step towards financial freedom seems like the right thing to do, especially during a month where spending is typically high. My hope is to remain grounded and focused on debt reduction even in the throws of Christmas.

I currently "invest" $250.00 per month towards mortgage principal reduction. In December, I am going to put any other "Loose Change" towards this investment as well. I am going to track my progress in my side bar with my November starting balance.

Wish me luck. Should be fun!

Touching Base

November 8th, 2017 at 04:33 pm

So...it feels like forever since I have been able to focus on my blog and unfortunately, tonight will be no different. Spending an evening with the kids and then another turn around tomorrow a.m.

Hope everyone is well and able to focus on your goals!